The Home Buying Process

1. Can You Get a Mortgage?
   Find out if you can get financing for a home - ie: get pre-approved. Visit a bank or call a mortgage broker. Shop around for interest rates and don’t be afraid to ask for lower interest rates. They are usually negotiable if you have good credit and proper debt ratios.
2. Hire a Realtor.
   Utilize a realtor to do the work for you! Why? We are trained and experienced in buying homes. It costs you nothing to use the full services of a real estate agent to purchase a home. Why wouldn’t you utilize this amazing no cost service? We will make the whole process worry free.
3. What Should You Buy?
   Decide how much you want to spend, what you need in a home and the area you want to purchase your home.
4. Look at Homes for Sale
   View homes you are interested in. It is a common misconception that you must call the realtor whose name is on the listing to see the home. In fact, you can deal with any realtor you wish, we all sell everyone’s listings. See “About Realtors”. Homes that are listed for sale with real estate companies can only be seen in two ways: at an open house or by appointment with a licensed real estate agent.
5. Write an Offer.
   When you see a home you like, your realtor will write up an offer to purchase that home, negotiate the deal on your behalf, and help you with every step.
6. Move Into Your New Home!

Home buying can be easy and painless if you use a licensed real estate agent.